- Author | Protect My Kids ID Sacks
- Date | 5/7/2020 7:00 am
What is child identity theft?
Child identity theft is when someone fraudulently uses the social security number of a minor to obtain a mortgage, get a loan, open credit cards, obtain medical care and even file taxes, are just a few examples of identity fraud.
Why are Children Targets for Identity Theft?
Children are easy targets for identity theft because their social security number is unprotected and their personal data is not secure. Only children have untouched squeaky clean credit which is the most valuable to a thief.
What are the long term effects of identity theft for a child?
Your child will have to deal with the burden of bad credit which can prevent them from qualifying for a student loan, and make it difficult to rent their first apartment. They could be faced with insurmountable debt which will take months or even years to remediate.
How does Protect My Kids ID (PMKID) secure my child’s identity?
We use our proprietary software to freeze your child’s social security number at all 3 credit bureaus which will prevent an identity thief from obtaining any type of credit using their personal information.
What if I find out my child already has a credit file?
If your child already has a credit file they are most likely a victim of fraud. Contact Protect My Kids ID and we will help provide resolution.
What information will I need to enroll my child in Protect My Kids ID?
All required data and documents can be easily uploaded to our secure website:
Clear copy of Child’s Social Security Card
Copy of child’s birth certificate
Copy of your driver’s license or a government issued ID
Copy of a utility bill, bank or insurance statement
If you are the child’s guardian, please also provide one of the following:
Copy of court order naming you the guardian
Valid power of attorney
Foster Care Certification
How can I upload the required documents?
Using your Smartphone, Tablet, or Computer you can upload all of the necessary documents.
How long will it take to enroll?
Enrollment in PMKID is quick and easy. All that is needed is your name, email address, phone number and form of payment. You will immediately receive a confirmation email with directions and a link to complete the online form and upload your documents.
How do I unfreeze my child’s credit?
Each credit bureau will mail you a confirmation letter containing a unique PIN code with instructions on how to unfreeze your child’s credit. Your PIN codes can be stored on our website in your dashboard.
How long does a credit freeze last?
When your young adult turns 18 they can unfreeze by creating an account with each credit bureau.
Can I still freeze my child’s credit if he/she does not have a credit file with any of the credit bureaus?
Yes! Protect My Kids ID will ask for a credit file to be created and then the bureaus can put a freeze on their file.
Is my information secure?
Yes, your private information is safe and sound. Our system collects the necessary data to initiate the freeze. We temporarily store the data in an encoded format which is transmitted over the internet and is fully encrypted via HTTPS protocol. So, there is no possibility of the data being accessed. Once the child's form is submitted and the credit freeze has been requested, the data and forms are completely deleted.
How can you contact us?
Call us at 855-418-4895 or firstname.lastname@example.org
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